Storm Damage Repair: Howell, MI
We are experts when it comes to working with insurance companies to ensure costs are covered in the event of hail, wind, and storm damage.
Storm Damage Repair: Howell, Michigan
At On Top Roofing, we specialize in fast, reliable storm damage repairs designed to restore your roof’s strength and protect your property. We understand how urgent storm-related issues can be, which is why our experienced team provides detailed inspections to identify every sign of damage—whether it’s missing shingles, leaks, or impact from wind and hail. Using top-quality materials and advanced repair techniques, we deliver durable solutions that prevent further damage to your home or business. Our goal is to minimize disruption with prompt service and flexible scheduling. Count on us for expert repairs that prioritize your safety and peace of mind. Reach out today for a full inspection and a personalized repair plan.
Our Process
01
You Schedule A Free Inspection
The very first step in the process of assessing your current roof to determine whether a repair can be made or if a replacement is needed, is to schedule your free inspection and estimate. You can do this by clicking the preceding "schedule free inspection" button or calling us anytime during normal business hours.
03
We Provide Estimate In Writing
After our team has fully inspected your roof to determine what the best course of action is to resolve your roofing issue, we will provide a written and detailed estimate of exactly what needs to be done to properly repair or replace your home or businesses roof.
02
We Confirm Your Appointment
After we have received your free inspection request, a member of our team will follow up with you within one business day of your request to confirm your appointment. We will also send a follow up text message and email on the day of your appointment as a reminder of your upcoming inspection.
04
You Decide How To Proceed
After we have provided a detailed estimate and thoroughly explained each of the components, we will provide you with as much time as you need to make your decision and will be here to answer any questions you have so that you can make the best choice for you and your family.
Our Service Area
Serving Southeastern Michigan & Surrounding Areas
We are located in Howell, Michigan and serve a large geographic area around our main location. We serve all of Livingston County and large portions of surround counties including: Oakland, Washtenaw, Shiawassee, Ingham, Genesee, and many more.
For a complete list of cities that we serve, click on the link below or give us a call any time to speak to a member of our team.
Why Choose Us
See What Sets Us Apart From Our Competition
We’re dedicated to providing quality roofing solutions you can trust. We stand by our work and treat each and every one of our customers like family. We use only the highest quality products and we’re an Owens Corning Preferred Platinum Contractor so you know you’re in good hands. Our storm damage experts are all HAAG Certified and ready to help walk you though the insurance claim process to ensure it is smooth and quick.
- In Business Since 2010
- Storm Damage Experts
- Limited Lifetime Warranties
- Free Estimates and Inspections
- Low Interest Financing Available
- Family Owned & Operated
- Licensed & Insured
Our Financing Options
Financing For Every Budget
We offer a wide range of financing options for every budget and situation and can finance everything from small roofing repairs to full roof replacements. For more information, call us today to speak with a member of our team who can answer any questions you may have. For immediate approval, click on the link below to get approved in just a few minutes.
- Low Interest Financing
- 0% Interest For Up To 12 Months
- Get Approved In Minutes
Quality You Can Trust
20+ Years experience
We have been providing industry leading roofing services since we were founded in 2010.
free estimates
We provide 100% free inspections and estimates for all roofing repair and replacement services.
limited lifetime warranty
We’re an Owens Corning Platinum Preferred Contractor and we’re backed by the industry’s best warranties & materials.
low interest financing
We offer multiple low interest financing options to make things easier for our customers.
Frequently Asked Questions
How Do I Know if My Roof Has Storm Damage?
Knowing if your roof has storm damage isn’t always obvious from the ground, but there are several signs—both visible and hidden—that can indicate your roof has been impacted by a recent storm. Here’s what to look for:
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Missing or Damaged Shingles: After a strong wind or hailstorm, shingles may be blown off, cracked, curled, or bruised. Missing shingles are a clear sign of wind damage, while small dents or broken edges can point to hail impact.
Granule Loss: If you find piles of asphalt granules in your gutters or around the base of your downspouts, it could mean your shingles are deteriorating due to storm damage. Granules protect the shingles from UV rays and water infiltration—once they’re gone, the roof is more vulnerable.
Leaking or Water Stains Inside: Check your attic and ceilings for water stains or moisture. Storm damage can create openings that allow water to enter your home, leading to leaks, mold, and wood rot if not addressed quickly.
Damaged Flashing or Roof Fixtures: Flashing around chimneys, vents, and skylights can become loose or damaged during a storm, leading to potential water entry points.
Debris on the Roof: Tree limbs, branches, or other debris can damage shingles and create weak spots. Even if debris has been removed, the impact could have caused hidden damage underneath.
Sagging or Soft Spots: If you notice sagging areas or feel soft spots while walking on the roof (only if it’s safe to do so), that may indicate structural damage due to water intrusion or impact.
Neighbors Have Roof Damage: If other homes in your neighborhood have obvious signs of roof damage or have hired contractors for repairs, there’s a good chance your roof may have been affected too—especially if the storm path was widespread.
If you suspect your roof has storm damage, it’s best to schedule a professional roof inspection. A licensed roofing contractor can safely assess the full extent of the damage—both visible and hidden—and help you document it for insurance purposes if necessary. Prompt inspection and repair can prevent small issues from turning into major (and more expensive) problems.
What Should I do Immediatley After a Storm if I Suspect Roof Damage?
If you suspect your roof has been damaged after a storm, acting quickly can help minimize further damage and make the insurance process smoother. Here’s what you should do immediately following the storm:
Ensure Your Safety First
Before doing anything, make sure you and your family are safe. Avoid going outside until the storm has completely passed. Be cautious of downed power lines, falling branches, and slippery surfaces.Do a Ground-Level Inspection
Once it’s safe, walk around the exterior of your home and look for signs of damage. Check for missing shingles, broken gutters, debris on the roof, or pieces of roofing material on the ground. Use binoculars if needed to get a closer look without climbing up.Check Inside Your Home
Inspect your ceilings, walls, and attic for water stains, leaks, or damp spots. These could indicate that water has entered through your roof.Take Photos and Document Everything
If you see any signs of damage, take clear photos from multiple angles. This documentation will be helpful for insurance claims and for your contractor to assess the situation more accurately.Contact a Professional Roofing Contractor
Call a licensed roofing company for a professional inspection. They’ll safely assess your roof, identify any hidden damage, and give you a detailed report and repair estimate. If the company offers free inspections (like we do), you won’t pay anything upfront to find out the condition of your roof.Prevent Further Damage
If possible, take steps to temporarily protect your home. This could include placing buckets under leaks or tarping an exposed section of your roof. However, only do this if it’s safe. Your roofing contractor can also help with emergency tarping services if needed.Contact Your Insurance Company
File a claim with your homeowner’s insurance if the damage is significant. Share the photos and inspection report with them. Many roofing contractors can help you through the claims process and work directly with your insurance adjuster.
Acting quickly after a storm can prevent small issues from turning into costly repairs. Even if you don’t see obvious damage, it’s a good idea to schedule a professional inspection just to be sure.
How Soon After a Storm Should I Have My Roof Inspected?
You should have your roof inspected as soon as possible after a storm—ideally within a few days. Quick action is important for several reasons:
Prevent Further Damage: Even minor roof damage can allow water to seep into your home. The longer it goes unaddressed, the greater the chance for leaks, mold growth, and structural problems. An immediate inspection can help catch issues early and prevent costly repairs.
Identify Hidden Damage: Not all storm damage is visible from the ground. Hail impacts, loosened shingles, or small punctures may not show obvious signs right away but can lead to bigger problems over time. A professional roofing contractor can spot these less obvious issues during an inspection.
Support Insurance Claims: If you plan to file a claim, timely inspection and documentation are crucial. Insurance companies typically have deadlines for storm-related claims, and getting an inspection report and photos right after the storm will help strengthen your case. The sooner you act, the smoother the process tends to be.
Schedule Repairs Faster: After a major storm, roofing companies can get busy quickly. Booking an inspection early puts you closer to the front of the line for any necessary repairs or insurance coordination.
Peace of Mind: Even if no damage is found, knowing that a professional has inspected your roof can give you peace of mind. It’s better to confirm your roof is in good shape than to worry about potential unseen issues.
In short, don’t wait—schedule a roof inspection right after the storm passes. Many roofing companies (including us) offer free inspections, so there’s no downside to getting your roof checked promptly.
What are the Potential Risks of Delaying Storm Damage Repairs?
Delaying storm damage repairs can lead to serious and costly consequences. Even minor damage that seems harmless at first can quickly escalate into major issues if left unaddressed. Here are some of the most common risks of postponing storm-related roof repairs:
Water Damage and Leaks
Storms often damage shingles, flashing, or seals, allowing water to enter your home. A small leak can turn into widespread water damage, affecting insulation, ceilings, walls, and electrical systems. Over time, this can lead to rot and weaken your home’s structure.Mold and Mildew Growth
Moisture that seeps into your home creates the perfect environment for mold and mildew. These not only damage materials and produce unpleasant odors but can also pose serious health risks, particularly for individuals with allergies, asthma, or weakened immune systems.Higher Repair Costs Later
What might be a simple, inexpensive repair today could become a large-scale (and much more expensive) project if ignored. For example, replacing a few shingles now is far cheaper than dealing with a full roof replacement or water-damaged interior down the road.Void Warranties or Insurance Coverage
If you delay repairs, you may risk voiding manufacturer warranties or being denied an insurance claim. Most insurance policies require you to mitigate further damage after a storm, which means addressing problems in a timely manner.Decreased Energy Efficiency
Storm damage can compromise the insulation and ventilation of your roof, leading to higher energy bills. Holes, gaps, or missing shingles can let hot or cold air in and out, making your HVAC system work harder.Structural Damage
Prolonged exposure to water can weaken the roof deck, rafters, or even the home’s foundation over time. This kind of damage threatens the structural integrity of your home and may require extensive reconstruction work.Reduced Property Value
A damaged roof significantly lowers your home’s resale value. If you plan to sell, a roof in poor condition will turn away potential buyers or reduce your negotiating power.
In summary, delaying storm damage repairs puts your home, health, finances, and peace of mind at risk. Acting quickly ensures the problem is handled before it grows—and can save you thousands in the long run.
Will You Provide a Detailed Estimate for the Repair Work?
Yes, we provide detailed, free estimates for all roof repair work. When you reach out to us for an inspection, we’ll schedule a convenient time to assess the condition of your roof thoroughly. Our experienced roofing professionals will examine the area of concern, identify any underlying issues, and take note of any additional problem spots that may not be immediately visible from the ground.
Once the inspection is complete, we’ll put together a clear, written estimate that outlines everything you need to know. This includes the scope of work, the materials needed, a breakdown of costs, and an estimated timeline for completion. We believe in full transparency, so you’ll never be surprised by hidden fees or unexpected charges. If you have questions about the estimate or need help understanding specific line items, we’ll walk through it with you and explain each part.
Providing a free, detailed estimate not only helps you plan and budget but also ensures you have the information you need to make a confident, informed decision about your roof repair. Our goal is to make the process easy and stress-free from the first call to the final cleanup. Just give us a call or fill out our contact form to get started!
Does My Homeowner's Insurance Cover Storm Damage Roof Repairs?
Yes, in many cases, your homeowner’s insurance does cover storm damage roof repairs—especially when the damage is caused by events like wind, hail, or fallen debris during a storm. Coverage depends on your specific policy and provider, but most standard homeowner’s insurance policies include protection against unexpected and sudden damage, such as that caused by a storm.
If you suspect your roof has sustained storm damage, it’s important to act quickly. Start by scheduling a free roof inspection with our team. We’ll assess the damage, take detailed photos, and provide a thorough inspection report that you can use to file your insurance claim.
The best part? We work directly with all insurance companies on your behalf to make the process as smooth and hassle-free as possible. Our team understands how to navigate insurance paperwork, communicate with adjusters, and ensure nothing gets overlooked. We’ll be your advocate from start to finish, helping to make sure you get the coverage you’re entitled to and the repairs you need.
Storm damage can be stressful—but dealing with your insurance company doesn’t have to be. Let us handle the details so you can focus on getting your home back to normal, fast and stress-free.
Your Storm Damage Experts
Have you been affected by storm damage? We can help!
Storms can wreak havoc on roofs, causing everything from minor damage that can be easily repaired, to major issues that require a roof replacement. The good news is, most homes that have suffered storm damage have insurance coverage that will cover the cost of replacement, resulting in only a small out of pocket cost for the homeowners deductible. Also, claims can be made retroactively, meaning that if your home suffered storm damage within the last year, you may still be eligible for a new roof.
If your home has been damaged by a storm in Michigan, call us today to speak with our storm damage experts or click on the button below to receive a free estimate. We take great pride in being storm damage experts and can handle nearly the entire process for you – from working directly with the insurance company to ensuring that your roof will be replaced with the best possible materials.
- HAAG Certified Storm Damage Experts
- Storm Damage Roof Repairs & Replacements
- Emergency Services Available
- Free No Obligation Estimates
- Hassle Free - We Handle Insurance Companies
On Top Roofing
Get A Free Roof Inspection & Estimate
See why so many other Michigan homeowners have put their trust in us.
On Top Roofing
Michigan's Roofing & Storm Damage Experts
- 5896 Sterling Dr. Howell, MI 48843
- Monday - Friday: 8am - 7pm
- Saturday: 9am - 3pm
- Phone: (810) 588-3933
Contact Us
Reach out using our contact form below and a member of our team will follow up with you within one business day to answer any questions that you have. For immediate support, call us any time during normal business hours to speak with one of our specialists. We look forward to speaking with you!
